Home Investments What Are The Best Ways To Start Investing Your Money In 2020

What Are The Best Ways To Start Investing Your Money In 2020

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No one would argue with you if you categorize 2020 among biblical years. What the world is currently experiencing hasn’t been felt for decades, or even centuries. Every aspect of life has been affected, from political to social to the economic sectors. Details are still sketchy now, but, of course, life will have to go on after the pandemic is contained. 

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Everyone is trying to survive the impact of this novel coronavirus. However, that’s not to say you shouldn’t plan to invest the extra cash you have in your account. As it stands, there are very few options for you. Nonetheless, when normality resumes, there will be a whole lot of opportunities waiting to be grabbed. In this regard, below is a list of areas where you can start investing the little money you have for you to stay ahead of the competition in 2020. 

  1. Long-term investment in the stock market

It is impossible to predict what will happen in the short-term. In fact, if you do your research, you’ll realize that stock prices are plummeting. Every company is experiencing a drop in revenue and is directly affecting their position in the stock market. So, why should you invest during a time when everything is going south?

It is a genuine question, and every potential investor is trying to find an answer for that. It is safe to say that this is where financial literacy kicks in, and it will help you make the right decisions. According to experts, the market is expected to show a reversal once the pandemic subsides.

Your timing is very crucial when it comes to trading. Everyone has yet to see the worst market report this year, and July is expected to hit the ground even harder. Guess what?  This is the best time to buy. If you are not ready to wait for at least one year, then, you could take advantage of what occurs in December. It is recommended, however, to hold up for a few more months if you want to enjoy the trades of the decade. 

  1. Real estate crowdfunding

As the world advances, new money-making ideas also arise. For decades, the world has been fed the idea that real estate requires a lot of money if you want to get into the business. Well, out with the old, in with the new! mSurprisingly, today, you can invest in this sector with only a few dollars in your pocket.

How do you go about it?  Take your money, which could be as little as $500, and join a real estate crowdfunding platform like Fundrise. What happens here is that a group of investors put their money in a pool. This cash is, then, used to buy a real estate property. 

So, in other words, you will be among the owners of that house purchased at the beach or any other property acquired by the group. Any profit accrued in the business will come back to you. Interesting, right?  Try your luck here and let your money grow. 

  1. Try index funds

If you are new to trading, index funds might be a new phrase in your financial dictionary. Imagine investing your money in one element. How much of a risk is that?  Exactly!  The best way to ensure that this risk is minimized is by selecting many stocks. That’s what index funding means.

This methodology is designed to track the overall performance of the market, then, come up with a set of stocks. By spreading your money this way, you’ll be reducing the risk. Inexpensive index funds are one of the best ways to start investing today. You don’t need to break your account to start making money through this approach.

  1. Savings account

If you are not one of those who like taking risks, you can choose another route. There is a thin line between saving and investing. Try depositing the little money you have in a high-yield savings account and see what you’ll get. Today, you can earn an interest of up to 1.8%, which is quite high. What’s best is that you are literally taking no risks at all.


Although the year has started at a new low, the future seems to hold a lot of opportunities for investors. So, don’t panic-buy or sell your stocks yet; instead, wait for the best time. If you are not in the business, you can see from the article that investing today doesn’t require a lot of money. Choose whichever option you like from the list above and invest wisely. Of course, you don’t have to take risks, but remember that the higher the risks, the more your potential earnings.

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Paul A. Ebeling, a polymath, excels, in diverse fields of knowledge Including Pattern Recognition Analysis in Equities, Commodities and Foreign Exchange, and he is the author of "The Red Roadmaster's Technical Report on the US Major Market Indices, a highly regarded, weekly financial market commentary. He is a philosopher, issuing insights on a wide range of subjects to over a million cohorts. An international audience of opinion makers, business leaders, and global organizations recognize Ebeling as an expert.